Main For private clients Deposits

Savings certificate on bearer

For Clients who wish to get higher profit, than on regular deposits.

The savings certificate is a special type of deposit, including properties of a deposit account and security, arranged to bearer. This certificate* is intended for preserving, as well as multiplying funds with a profitability is much higher than on deposits.

We recommend to open the savings certificate for those Clients who wish to:

  • receive increased profits;
  • fix a rate on all validity period of the certificate;
  • be able to transfer the certificate to the third person;
  • show a security to partners or other banks as solvency indicator;
  • arrange safe custody of the certificate in Bank.



Beginning from 11/20/2018 at the registration of the “Savings certificate on bearer” in hryvnya for any period there are special higher rates, namely - additional + 0.5% to the standard rate. When making a deposit with a promotional rate, the current conditions of loyalty on such a deposit do not apply. The promotion is valid until February 28, 2019 inclusive. 

Conditions for opening of deposit certificates:
  • Format: zero-coupon certificate, securities JSC "SBERBANK".
  • Maximum volume: 10 million UAH, 1 million USD, 1 million EUR.
  • Minimum volume: 200 thousand UAH, 5 thousand USD, 5 thousand EUR.
  • Registration and cancellation of the certificate: only in the offices of the Bank.
  • The ability to store in a branch of the Bank: available. Cost of service - accordingly actual tariffs for every certificate.


    APR for period (month)
3 6 12
UAH 15,50** 16,50** 17,00**
USD 3,25 4,50 5,00
EUR 1,00 1,50 1,50
The deposit with the issurance of the Certificate is not guaranteed by the Guarantee Fund for Individual Deposits.

Loyalty program:

  • In case of renewal deposit during 30 days after deposit’s end with the 80% sum of previous deposit: +0,5% for UAH, + 0,1% for other currency.
  • In case when amoun all client's deposits  (include all family members deposits) equal or anymore 1 300 UAH (eq.): + 0,25% for UAH, + 0,1% for other currency.
  • Loyalty programs rates not summarize
Documents list
Documents list
Online order
Online order
You will interest Term Deposit without Replenishment
You will interest Term Deposit without Replenishment